A budget and cashflow provides you with a plan and analysis of the physical and financial aspects of your business. It can evaluate performance, identify areas for improvement and uncover new opportunities. It can include a cashflow for you, to support a bank overdraft and future lending requirements or can be used to help monitor throughout the year to gauge performance and help proactively manage the business. Often it is less about the financials and more about understanding the reasons behind your business practices and decisions.

The service

• Collation of key information, including detailed gross margins and variable costs.

• Review of fixed costs, resources, capital payments, investments, drawings/remuneration.

• Production of a report assessing the profitability of each enterprise and the whole business.

• Creation of a monthly cash flow, highlighting the bank position, including peaks and troughs.

• Benchmarking output and costs against your historical data or industry standards.

• Evaluation of potential changes in enterprise scale, mix, or new opportunities.

Why me

• I have over 25 years of experience in advising in dairy, livestock, arable and property sectors.

• Skilled in analysing data from a variety of recording systems—I know what works!

• In depth understanding of the performance that similar farms and businesses can achieve.

• Access to an Industry leading budgeting tool designed for farms and estates.

• Expertise to monitor your budget in either excel or via your own software.

• An independent perspective to assess performance from both practical and financial angles.

• Extensive experience working with professionals, including banks and accountants.

• I offer experience, professionalism, expertise, and excellent value for money.

How you Benefit

• Enhanced financial understanding, allowing you to make decisions with greater confidence.

• Significant time savings.

• Access to software that reduces preparation time and frees up more time to discuss details.

• Provide your professionals with well-presented, accurate information for collaboration.

• A well-considered cash flow plan saves your business money and facilitates monitoring.